Call reports 2009
BANK OF NEW ENGLAND — 2009
What BANK OF NEW ENGLAND reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 480,950,000 | 467,903,000 | 491,062,000 | 476,000,000 |
| Total loans | 417,822,000 | 422,428,000 | 410,923,000 | 414,768,000 |
| Allowance for loan losses | 4,651,000 | 4,774,000 | 4,824,000 | 8,060,000 |
| Securities available for sale | 64,000 | 141,000 | 749,000 | 615,000 |
| Securities held to maturity | 1,199,000 | 1,205,000 | 203,000 | 201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,624,000 | 411,470,000 | 432,662,000 | 420,342,000 |
| Interest-bearing deposits | 384,606,000 | 369,806,000 | 390,670,000 | 380,815,000 |
| Noninterest-bearing deposits | 41,018,000 | 41,664,000 | 41,992,000 | 39,527,000 |
| Equity capital | 53,847,000 | 54,918,000 | 56,102,000 | 54,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,957,000 | 15,821,000 | 24,337,000 | 29,212,000 |
| Interest expense | 2,938,000 | 5,544,000 | 8,123,000 | 10,291,000 |
| Net interest income | 5,019,000 | 10,277,000 | 16,214,000 | 18,921,000 |
| Noninterest income | 82,000 | 445,000 | 844,000 | 3,105,000 |
| Noninterest expense | 3,455,000 | 7,045,000 | 11,104,000 | 15,153,000 |
| Provision for loan losses | 139,000 | 246,000 | 370,000 | 3,865,000 |
| Pretax income | 1,507,000 | 3,431,000 | 5,584,000 | 3,008,000 |
| Income tax | 618,000 | 1,385,000 | 2,288,000 | 1,236,000 |
| Net income | 889,000 | 2,046,000 | 3,296,000 | 1,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,811,000 | 56,836,000 | 57,956,000 | 54,433,000 |
| Total capital | 60,611,000 | 61,770,000 | 62,936,000 | 59,916,000 |
| Risk-weighted assets | 432,043,000 | 431,094,000 | 429,539,000 | 435,508,000 |