Call reports 2026
LAONA STATE BANK — 2026
What LAONA STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 289,711,000 | 296,554,000 |
| Total loans | 157,801,000 | 161,002,000 |
| Allowance for loan losses | 1,885,000 | 1,881,000 |
| Securities available for sale | 102,180,000 | 100,645,000 |
| Securities held to maturity | 322,000 | 313,000 |
| Trading assets | 0 | 0 |
| Total deposits | 265,231,000 | 271,544,000 |
| Interest-bearing deposits | 219,179,000 | 224,540,000 |
| Noninterest-bearing deposits | 46,052,000 | 47,004,000 |
| Equity capital | 21,668,000 | 22,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,295,000 | 6,563,000 |
| Interest expense | 1,135,000 | 2,227,000 |
| Net interest income | 2,160,000 | 4,336,000 |
| Noninterest income | 91,000 | 137,000 |
| Noninterest expense | 2,461,000 | 3,778,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -219,000 | 686,000 |
| Income tax | 108,000 | 199,000 |
| Net income | -327,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,671,000 | 29,199,000 |