Call reports 2025
LAONA STATE BANK — 2025
What LAONA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 267,071,000 | 281,189,000 | 296,028,000 | 297,047,000 |
| Total loans | 148,884,000 | 152,872,000 | 152,412,000 | 158,128,000 |
| Allowance for loan losses | 1,895,000 | 1,892,000 | 1,920,000 | 1,911,000 |
| Securities available for sale | 94,118,000 | 92,439,000 | 99,986,000 | 101,546,000 |
| Securities held to maturity | 0 | 346,000 | 338,000 | 330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,704,000 | 259,907,000 | 273,230,000 | 272,275,000 |
| Interest-bearing deposits | 200,186,000 | 211,927,000 | 224,889,000 | 224,279,000 |
| Noninterest-bearing deposits | 46,518,000 | 47,980,000 | 48,341,000 | 47,996,000 |
| Equity capital | 19,281,000 | 20,212,000 | 21,651,000 | 21,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,831,000 | 5,825,000 | 9,022,000 | 12,351,000 |
| Interest expense | 1,358,000 | 2,577,000 | 3,751,000 | 4,914,000 |
| Net interest income | 1,473,000 | 3,248,000 | 5,271,000 | 7,437,000 |
| Noninterest income | 92,000 | 174,000 | 300,000 | 386,000 |
| Noninterest expense | 1,394,000 | 2,894,000 | 4,260,000 | 5,797,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 527,000 | 1,311,000 | 2,026,000 |
| Income tax | 37,000 | 86,000 | 409,000 | 623,000 |
| Net income | 134,000 | 441,000 | 902,000 | 1,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,278,000 | 28,587,000 | 29,047,000 | 28,712,000 |