Call reports 2024
LAONA STATE BANK — 2024
What LAONA STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 262,958,000 | 264,556,000 | 279,772,000 | 270,908,000 |
| Total loans | 142,425,000 | 145,085,000 | 148,610,000 | 148,489,000 |
| Allowance for loan losses | 1,996,000 | 1,936,000 | 1,910,000 | 1,908,000 |
| Securities available for sale | 100,043,000 | 99,151,000 | 101,217,000 | 94,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,487,000 | 246,148,000 | 258,528,000 | 251,786,000 |
| Interest-bearing deposits | 196,960,000 | 200,178,000 | 208,242,000 | 204,531,000 |
| Noninterest-bearing deposits | 47,527,000 | 45,970,000 | 50,286,000 | 47,255,000 |
| Equity capital | 17,240,000 | 17,334,000 | 20,107,000 | 17,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,497,000 | 5,177,000 | 7,963,000 | 10,911,000 |
| Interest expense | 1,217,000 | 2,592,000 | 3,998,000 | 5,419,000 |
| Net interest income | 1,280,000 | 2,585,000 | 3,965,000 | 5,492,000 |
| Noninterest income | 89,000 | 184,000 | 281,000 | 369,000 |
| Noninterest expense | 1,281,000 | 2,683,000 | 3,829,000 | 5,412,000 |
| Provision for loan losses | 0 | 0 | -24,000 | -24,000 |
| Pretax income | 88,000 | 86,000 | 417,000 | 449,000 |
| Income tax | 30,000 | 68,000 | 96,000 | 145,000 |
| Net income | 58,000 | 18,000 | 321,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,950,000 | 27,909,000 | 28,211,000 | 28,145,000 |