Call reports 2023
LAONA STATE BANK — 2023
What LAONA STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 265,238,000 | 256,079,000 | 262,702,000 | 266,187,000 |
| Total loans | 131,162,000 | 134,227,000 | 133,630,000 | 141,989,000 |
| Allowance for loan losses | 1,954,000 | 1,973,000 | 2,006,000 | 2,003,000 |
| Securities available for sale | 108,106,000 | 105,031,000 | 98,962,000 | 101,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,421,000 | 239,004,000 | 247,328,000 | 247,559,000 |
| Interest-bearing deposits | 193,649,000 | 190,199,000 | 196,270,000 | 201,526,000 |
| Noninterest-bearing deposits | 51,772,000 | 48,805,000 | 51,058,000 | 46,033,000 |
| Equity capital | 18,833,000 | 16,178,000 | 14,327,000 | 17,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,141,000 | 4,296,000 | 6,554,000 | 9,021,000 |
| Interest expense | 466,000 | 1,157,000 | 2,026,000 | 3,047,000 |
| Net interest income | 1,675,000 | 3,139,000 | 4,528,000 | 5,974,000 |
| Noninterest income | 84,000 | 180,000 | 281,000 | 402,000 |
| Noninterest expense | 1,288,000 | 2,648,000 | 3,933,000 | 5,372,000 |
| Provision for loan losses | 15,000 | 20,000 | 50,000 | 54,000 |
| Pretax income | 456,000 | 651,000 | 826,000 | 950,000 |
| Income tax | 89,000 | 57,000 | 44,000 | 19,000 |
| Net income | 367,000 | 594,000 | 782,000 | 931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,282,000 | 27,538,000 | 27,725,000 | 27,891,000 |