Call reports 2022
LAONA STATE BANK — 2022
What LAONA STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 267,857,000 | 262,914,000 | 257,596,000 | 268,555,000 |
| Total loans | 125,160,000 | 127,444,000 | 129,271,000 | 131,089,000 |
| Allowance for loan losses | 1,929,000 | 1,961,000 | 1,957,000 | 1,807,000 |
| Securities available for sale | 124,371,000 | 115,854,000 | 106,885,000 | 107,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,683,000 | 245,975,000 | 243,951,000 | 252,533,000 |
| Interest-bearing deposits | 200,981,000 | 197,646,000 | 190,949,000 | 202,695,000 |
| Noninterest-bearing deposits | 46,702,000 | 48,329,000 | 53,002,000 | 49,838,000 |
| Equity capital | 19,553,000 | 16,122,000 | 12,790,000 | 15,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,768,000 | 3,522,000 | 5,451,000 | 7,449,000 |
| Interest expense | 236,000 | 457,000 | 710,000 | 1,026,000 |
| Net interest income | 1,532,000 | 3,065,000 | 4,741,000 | 6,423,000 |
| Noninterest income | 96,000 | 244,000 | 328,000 | 540,000 |
| Noninterest expense | 1,222,000 | 2,408,000 | 3,641,000 | 5,003,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 376,000 | 841,000 | 1,340,000 | 1,872,000 |
| Income tax | 55,000 | 138,000 | 223,000 | 325,000 |
| Net income | 321,000 | 703,000 | 1,117,000 | 1,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,477,000 | 26,123,000 | 26,565,000 | 26,990,000 |
| Total capital | 27,302,000 | — | — | — |
| Risk-weighted assets | 145,966,000 | — | — | — |