Call reports 2021
LAONA STATE BANK — 2021
What LAONA STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 248,646,000 | 260,115,000 | 267,603,000 | 279,902,000 |
| Total loans | 122,506,000 | 124,090,000 | 125,240,000 | 123,752,000 |
| Allowance for loan losses | 1,947,000 | 1,870,000 | 1,865,000 | 1,893,000 |
| Securities available for sale | 96,293,000 | 105,389,000 | 114,509,000 | 116,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,016,000 | 233,666,000 | 240,794,000 | 253,833,000 |
| Interest-bearing deposits | 180,413,000 | 190,373,000 | 191,788,000 | 204,359,000 |
| Noninterest-bearing deposits | 42,603,000 | 43,293,000 | 49,006,000 | 49,474,000 |
| Equity capital | 25,034,000 | 25,852,000 | 26,188,000 | 25,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,898,000 | 3,879,000 | 5,579,000 | 7,329,000 |
| Interest expense | 290,000 | 566,000 | 828,000 | 1,074,000 |
| Net interest income | 1,608,000 | 3,313,000 | 4,751,000 | 6,255,000 |
| Noninterest income | 76,000 | 165,000 | 281,000 | 356,000 |
| Noninterest expense | 1,007,000 | 2,097,000 | 3,215,000 | 4,433,000 |
| Provision for loan losses | 50,000 | 80,000 | 110,000 | 140,000 |
| Pretax income | 627,000 | 1,301,000 | 1,707,000 | 2,038,000 |
| Income tax | 126,000 | 262,000 | 324,000 | 378,000 |
| Net income | 501,000 | 1,039,000 | 1,383,000 | 1,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,416,000 | 24,974,000 | 25,355,000 | 25,362,000 |
| Total capital | — | 26,540,000 | — | 27,031,000 |
| Risk-weighted assets | — | 124,983,000 | — | 133,312,000 |