Call reports 2020
LAONA STATE BANK — 2020
What LAONA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 209,970,000 | 234,543,000 | 233,139,000 | 244,461,000 |
| Total loans | 111,937,000 | 116,057,000 | 120,116,000 | 124,038,000 |
| Allowance for loan losses | 1,552,000 | 1,837,000 | 1,831,000 | 1,891,000 |
| Securities available for sale | 62,332,000 | 63,651,000 | 70,168,000 | 86,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,104,000 | 208,067,000 | 205,976,000 | 218,035,000 |
| Interest-bearing deposits | 155,116,000 | 167,101,000 | 168,777,000 | 179,136,000 |
| Noninterest-bearing deposits | 30,988,000 | 40,966,000 | 37,199,000 | 38,899,000 |
| Equity capital | 23,302,000 | 25,454,000 | 26,143,000 | 25,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,848,000 | 3,585,000 | 5,559,000 | 7,273,000 |
| Interest expense | 442,000 | 831,000 | 1,189,000 | 1,513,000 |
| Net interest income | 1,406,000 | 2,754,000 | 4,370,000 | 5,760,000 |
| Noninterest income | 70,000 | 134,000 | 213,000 | 430,000 |
| Noninterest expense | 694,000 | 1,616,000 | 2,486,000 | 4,054,000 |
| Provision for loan losses | 30,000 | 330,000 | 360,000 | 405,000 |
| Pretax income | 752,000 | 942,000 | 1,737,000 | 1,731,000 |
| Income tax | 175,000 | 194,000 | 378,000 | 338,000 |
| Net income | 577,000 | 748,000 | 1,359,000 | 1,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,575,000 | 23,745,000 | 24,385,000 | 23,886,000 |
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