Call reports 2019
LAONA STATE BANK — 2019
What LAONA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 185,120,000 | 193,960,000 | 205,649,000 | 210,565,000 |
| Total loans | 111,824,000 | 113,519,000 | 113,965,000 | 114,235,000 |
| Allowance for loan losses | 1,236,000 | 1,417,000 | 1,494,000 | 1,517,000 |
| Securities available for sale | 47,495,000 | 50,246,000 | 57,918,000 | 62,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,914,000 | 169,517,000 | 180,634,000 | 186,088,000 |
| Interest-bearing deposits | 134,173,000 | 139,210,000 | 147,242,000 | 154,334,000 |
| Noninterest-bearing deposits | 27,741,000 | 30,307,000 | 33,392,000 | 31,754,000 |
| Equity capital | 22,684,000 | 23,651,000 | 24,117,000 | 23,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,725,000 | 5,696,000 | 7,591,000 |
| Interest expense | 405,000 | 843,000 | 1,308,000 | 1,769,000 |
| Net interest income | 1,379,000 | 2,882,000 | 4,388,000 | 5,822,000 |
| Noninterest income | 87,000 | 169,000 | 192,000 | 25,000 |
| Noninterest expense | 1,025,000 | 1,998,000 | 2,968,000 | 4,454,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 411,000 | 993,000 | 1,522,000 | 1,273,000 |
| Income tax | 82,000 | 211,000 | 329,000 | 235,000 |
| Net income | 329,000 | 782,000 | 1,193,000 | 1,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,200,000 | 22,681,000 | 23,120,000 | 22,884,000 |
| Total capital | 23,436,000 | 24,078,000 | 24,545,000 | 24,334,000 |
| Risk-weighted assets | 117,120,000 | 111,804,000 | 113,999,000 | 115,998,000 |
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