Call reports 2018
LAONA STATE BANK — 2018
What LAONA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 173,768,000 | 175,170,000 | 179,094,000 | 186,469,000 |
| Total loans | 109,064,000 | 109,537,000 | 111,358,000 | 111,308,000 |
| Allowance for loan losses | 1,143,000 | 1,170,000 | 1,199,000 | 1,207,000 |
| Securities available for sale | 47,105,000 | 47,118,000 | 46,190,000 | 47,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,222,000 | 153,326,000 | 156,932,000 | 163,844,000 |
| Interest-bearing deposits | 128,460,000 | 128,045,000 | 129,627,000 | 136,018,000 |
| Noninterest-bearing deposits | 23,762,000 | 25,281,000 | 27,305,000 | 27,826,000 |
| Equity capital | 21,095,000 | 21,329,000 | 21,468,000 | 21,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,314,000 | 5,042,000 | 6,776,000 |
| Interest expense | 319,000 | 661,000 | 1,021,000 | 1,397,000 |
| Net interest income | 1,339,000 | 2,653,000 | 4,021,000 | 5,379,000 |
| Noninterest income | 68,000 | 162,000 | 233,000 | 299,000 |
| Noninterest expense | 942,000 | 1,884,000 | 2,833,000 | 3,890,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 435,000 | 871,000 | 1,331,000 | 1,668,000 |
| Income tax | 90,000 | 226,000 | 326,000 | 388,000 |
| Net income | 345,000 | 645,000 | 1,005,000 | 1,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,043,000 | 21,347,000 | 21,736,000 | 21,840,000 |
| Total capital | 22,186,000 | 22,517,000 | 22,935,000 | 23,047,000 |
| Risk-weighted assets | 112,585,000 | 113,220,000 | 108,198,000 | 107,560,000 |