Call reports 2017
LAONA STATE BANK — 2017
What LAONA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 178,055,000 | 174,715,000 | 176,182,000 | 175,418,000 |
| Total loans | 108,481,000 | 109,423,000 | 110,606,000 | 110,156,000 |
| Allowance for loan losses | 1,073,000 | 1,100,000 | 1,084,000 | 1,092,000 |
| Securities available for sale | 51,858,000 | 49,096,000 | 48,716,000 | 48,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,730,000 | 153,036,000 | 154,180,000 | 153,728,000 |
| Interest-bearing deposits | 132,874,000 | 128,646,000 | 127,462,000 | 127,993,000 |
| Noninterest-bearing deposits | 23,856,000 | 24,390,000 | 26,718,000 | 25,735,000 |
| Equity capital | 20,460,000 | 21,136,000 | 21,359,000 | 21,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,162,000 | 4,771,000 | 6,375,000 |
| Interest expense | 265,000 | 529,000 | 815,000 | 1,117,000 |
| Net interest income | 1,298,000 | 2,633,000 | 3,956,000 | 5,258,000 |
| Noninterest income | 86,000 | 169,000 | 199,000 | 260,000 |
| Noninterest expense | 937,000 | 1,792,000 | 2,695,000 | 3,662,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 105,000 |
| Pretax income | 432,000 | 965,000 | 1,385,000 | 1,754,000 |
| Income tax | 121,000 | 305,000 | 423,000 | 499,000 |
| Net income | 311,000 | 660,000 | 962,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,830,000 | 20,197,000 | 20,538,000 | 20,669,000 |
| Total capital | 20,903,000 | 21,297,000 | 21,622,000 | 21,761,000 |
| Risk-weighted assets | 102,740,000 | 102,283,000 | 103,453,000 | 103,394,000 |