Call reports 2015
LAONA STATE BANK — 2015
What LAONA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 170,345,000 | 167,136,000 | 173,171,000 | 178,414,000 |
| Total loans | 102,571,000 | 105,777,000 | 105,806,000 | 107,457,000 |
| Allowance for loan losses | 1,242,000 | 1,207,000 | 1,183,000 | 1,129,000 |
| Securities available for sale | 46,905,000 | 45,370,000 | 43,543,000 | 48,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,007,000 | 147,658,000 | 153,055,000 | 158,263,000 |
| Interest-bearing deposits | 128,987,000 | 124,409,000 | 129,748,000 | 134,084,000 |
| Noninterest-bearing deposits | 22,020,000 | 23,249,000 | 23,307,000 | 24,179,000 |
| Equity capital | 18,803,000 | 18,902,000 | 19,409,000 | 19,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 2,981,000 | 4,547,000 | 6,129,000 |
| Interest expense | 208,000 | 413,000 | 622,000 | 839,000 |
| Net interest income | 1,261,000 | 2,568,000 | 3,925,000 | 5,290,000 |
| Noninterest income | 104,000 | 93,000 | 183,000 | 257,000 |
| Noninterest expense | 935,000 | 1,829,000 | 2,741,000 | 3,742,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 435,000 | 894,000 | 1,429,000 | 1,867,000 |
| Income tax | 109,000 | 228,000 | 377,000 | 482,000 |
| Net income | 326,000 | 666,000 | 1,052,000 | 1,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,116,000 | 17,484,000 | 17,899,000 | 18,060,000 |
| Total capital | 18,358,000 | 18,691,000 | 19,082,000 | 19,189,000 |
| Risk-weighted assets | 106,563,000 | 99,820,000 | 98,035,000 | 101,692,000 |