Call reports 2025
LIBERTY BANK — 2025
What LIBERTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 8,183,976,000 | 8,473,696,000 | 8,682,051,000 | 8,984,131,000 |
| Total loans | 6,216,073,000 | 6,473,647,000 | 6,647,904,000 | 6,984,971,000 |
| Allowance for loan losses | 74,318,000 | 77,362,000 | 80,821,000 | 84,736,000 |
| Securities available for sale | 1,089,918,000 | 1,096,346,000 | 1,086,192,000 | 1,072,027,000 |
| Securities held to maturity | 1,250,000 | 1,250,000 | 1,250,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,709,753,000 | 6,780,960,000 | 6,904,927,000 | 6,949,290,000 |
| Interest-bearing deposits | 5,003,299,000 | 5,032,310,000 | 5,213,545,000 | 5,247,670,000 |
| Noninterest-bearing deposits | 1,706,454,000 | 1,748,650,000 | 1,691,382,000 | 1,701,620,000 |
| Equity capital | 1,082,900,000 | 1,118,801,000 | 1,159,193,000 | 1,172,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 96,373,000 | 196,996,000 | 306,498,000 | 415,091,000 |
| Interest expense | 33,140,000 | 67,169,000 | 104,436,000 | 142,047,000 |
| Net interest income | 63,233,000 | 129,827,000 | 202,062,000 | 273,044,000 |
| Noninterest income | 12,893,000 | 26,406,000 | 41,302,000 | 57,924,000 |
| Noninterest expense | 58,027,000 | 115,537,000 | 173,274,000 | 240,443,000 |
| Provision for loan losses | 12,759,000 | 18,764,000 | 25,603,000 | 34,809,000 |
| Pretax income | -4,299,000 | 44,700,000 | 91,164,000 | 108,741,000 |
| Income tax | -1,008,000 | 10,837,000 | 22,233,000 | 24,461,000 |
| Net income | -3,291,000 | 33,863,000 | 68,931,000 | 84,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,083,883,000 | 1,117,214,000 | 1,152,461,000 | 1,169,036,000 |
| Total capital | 1,160,914,000 | 1,197,247,000 | 1,236,198,000 | 1,256,666,000 |
| Risk-weighted assets | 7,713,185,000 | 8,047,116,000 | 8,272,805,000 | 8,584,940,000 |