Call reports 2024
LIBERTY BANK — 2024
What LIBERTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 7,669,378,000 | 7,816,320,000 | 7,903,890,000 | 8,102,950,000 |
| Total loans | 5,750,382,000 | 5,876,887,000 | 5,953,412,000 | 6,125,328,000 |
| Allowance for loan losses | 81,514,000 | 66,359,000 | 69,253,000 | 72,641,000 |
| Securities available for sale | 1,081,076,000 | 1,094,394,000 | 1,103,087,000 | 1,081,881,000 |
| Securities held to maturity | 1,575,000 | 1,575,000 | 1,575,000 | 1,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,124,356,000 | 6,285,993,000 | 6,420,691,000 | 6,511,670,000 |
| Interest-bearing deposits | 4,422,707,000 | 4,538,138,000 | 4,762,954,000 | 4,786,492,000 |
| Noninterest-bearing deposits | 1,701,649,000 | 1,747,855,000 | 1,657,737,000 | 1,725,178,000 |
| Equity capital | 1,038,434,000 | 1,048,802,000 | 1,088,441,000 | 1,079,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 92,615,000 | 185,713,000 | 283,815,000 | 380,618,000 |
| Interest expense | 30,421,000 | 62,731,000 | 99,025,000 | 134,225,000 |
| Net interest income | 62,194,000 | 122,982,000 | 184,790,000 | 246,393,000 |
| Noninterest income | 12,402,000 | 24,919,000 | 38,279,000 | 52,968,000 |
| Noninterest expense | 50,185,000 | 102,420,000 | 155,858,000 | 218,711,000 |
| Provision for loan losses | 14,291,000 | 18,501,000 | 23,552,000 | 28,991,000 |
| Pretax income | 28,063,000 | 43,401,000 | 74,781,000 | 84,797,000 |
| Income tax | 5,893,000 | 9,331,000 | 16,639,000 | 22,446,000 |
| Net income | 22,170,000 | 34,070,000 | 58,142,000 | 62,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,045,685,000 | 1,057,816,000 | 1,082,118,000 | 1,086,504,000 |
| Total capital | 1,130,146,000 | 1,126,985,000 | 1,153,296,000 | 1,160,184,000 |
| Risk-weighted assets | 7,502,180,000 | 7,619,479,000 | 7,838,113,000 | 7,647,989,000 |