Call reports 2023
LIBERTY BANK — 2023
What LIBERTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 7,065,126,000 | 7,268,233,000 | 7,436,950,000 | 7,667,364,000 |
| Total loans | 5,198,093,000 | 5,378,726,000 | 5,571,998,000 | 5,758,400,000 |
| Allowance for loan losses | 77,725,000 | 81,256,000 | 88,131,000 | 69,981,000 |
| Securities available for sale | 1,127,962,000 | 1,111,752,000 | 1,083,298,000 | 1,091,019,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 1,575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,812,339,000 | 5,772,446,000 | 5,877,447,000 | 5,948,657,000 |
| Interest-bearing deposits | 3,918,215,000 | 3,929,835,000 | 4,132,423,000 | 4,190,550,000 |
| Noninterest-bearing deposits | 1,894,124,000 | 1,842,611,000 | 1,745,024,000 | 1,758,107,000 |
| Equity capital | 954,587,000 | 977,434,000 | 974,689,000 | 1,019,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 74,902,000 | 155,030,000 | 239,985,000 | 330,217,000 |
| Interest expense | 5,334,000 | 17,903,000 | 38,236,000 | 64,525,000 |
| Net interest income | 69,568,000 | 137,127,000 | 201,749,000 | 265,692,000 |
| Noninterest income | 11,309,000 | 23,612,000 | 35,933,000 | 49,741,000 |
| Noninterest expense | 46,494,000 | 94,033,000 | 142,505,000 | 206,073,000 |
| Provision for loan losses | 1,013,000 | 5,834,000 | 13,572,000 | 16,794,000 |
| Pretax income | 45,714,000 | 86,756,000 | 98,722,000 | 125,225,000 |
| Income tax | 9,486,000 | 18,002,000 | 20,485,000 | 26,297,000 |
| Net income | 36,228,000 | 68,754,000 | 78,237,000 | 98,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 959,227,000 | 992,058,000 | 1,001,846,000 | 1,022,789,000 |
| Total capital | 1,037,838,000 | 1,074,320,000 | 1,090,826,000 | 1,095,413,000 |
| Risk-weighted assets | 6,916,151,000 | 7,139,835,000 | 7,286,790,000 | 7,510,880,000 |