Call reports 2022
LIBERTY BANK — 2022
What LIBERTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,478,079,000 | 7,360,608,000 | 7,291,246,000 | 6,944,336,000 |
| Total loans | 4,155,688,000 | 4,624,971,000 | 4,833,742,000 | 5,085,455,000 |
| Allowance for loan losses | 69,933,000 | 68,576,000 | 70,916,000 | 72,727,000 |
| Securities available for sale | 1,107,135,000 | 1,099,052,000 | 1,097,637,000 | 1,117,092,000 |
| Securities held to maturity | 2,025,000 | 2,025,000 | 2,025,000 | 2,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,108,802,000 | 6,120,350,000 | 6,159,165,000 | 5,822,055,000 |
| Interest-bearing deposits | 4,270,874,000 | 4,232,852,000 | 4,253,583,000 | 3,937,291,000 |
| Noninterest-bearing deposits | 1,837,928,000 | 1,887,498,000 | 1,905,582,000 | 1,884,764,000 |
| Equity capital | 906,622,000 | 875,615,000 | 869,886,000 | 914,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 44,677,000 | 94,883,000 | 158,214,000 | 228,880,000 |
| Interest expense | 3,709,000 | 7,269,000 | 10,641,000 | 13,803,000 |
| Net interest income | 40,968,000 | 87,614,000 | 147,573,000 | 215,077,000 |
| Noninterest income | 13,625,000 | 25,781,000 | 37,750,000 | 49,783,000 |
| Noninterest expense | 39,327,000 | 79,161,000 | 124,531,000 | 171,299,000 |
| Provision for loan losses | -2,067,000 | -3,445,000 | -1,610,000 | 565,000 |
| Pretax income | 2,420,000 | -14,082,000 | 3,593,000 | 49,885,000 |
| Income tax | 517,000 | -3,008,000 | 768,000 | 10,351,000 |
| Net income | 1,903,000 | -11,074,000 | 2,825,000 | 39,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 886,806,000 | 874,198,000 | 888,475,000 | 925,510,000 |
| Total capital | 956,739,000 | 942,774,000 | 959,391,000 | 998,237,000 |
| Risk-weighted assets | 5,772,359,000 | 6,235,233,000 | 6,457,563,000 | 6,774,213,000 |