Call reports 2021
LIBERTY BANK — 2021
What LIBERTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 7,221,480,000 | 7,285,967,000 | 7,379,823,000 | 7,401,031,000 |
| Total loans | 4,369,892,000 | 4,206,661,000 | 4,111,845,000 | 4,125,726,000 |
| Allowance for loan losses | 83,616,000 | 84,033,000 | 80,071,000 | 71,915,000 |
| Securities available for sale | 989,302,000 | 1,037,122,000 | 1,064,678,000 | 1,115,346,000 |
| Securities held to maturity | 1,570,000 | 1,520,000 | 1,520,000 | 2,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,863,428,000 | 5,895,456,000 | 5,977,305,000 | 5,971,390,000 |
| Interest-bearing deposits | 4,201,219,000 | 4,177,388,000 | 4,221,839,000 | 4,137,122,000 |
| Noninterest-bearing deposits | 1,662,209,000 | 1,718,068,000 | 1,755,466,000 | 1,834,268,000 |
| Equity capital | 865,435,000 | 887,467,000 | 900,208,000 | 927,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 47,933,000 | 94,619,000 | 139,895,000 | 185,508,000 |
| Interest expense | 5,969,000 | 11,120,000 | 15,850,000 | 19,762,000 |
| Net interest income | 41,964,000 | 83,499,000 | 124,045,000 | 165,746,000 |
| Noninterest income | 11,740,000 | 23,193,000 | 36,018,000 | 47,330,000 |
| Noninterest expense | 39,672,000 | 78,305,000 | 116,197,000 | 155,709,000 |
| Provision for loan losses | 2,687,000 | 4,479,000 | 1,979,000 | -5,521,000 |
| Pretax income | 22,980,000 | 49,275,000 | 68,313,000 | 103,243,000 |
| Income tax | 5,099,000 | 10,934,000 | 15,159,000 | 22,053,000 |
| Net income | 17,881,000 | 38,341,000 | 53,154,000 | 81,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 819,378,000 | 840,300,000 | 855,576,000 | 884,021,000 |
| Total capital | 887,373,000 | 908,919,000 | 923,884,000 | 953,839,000 |
| Risk-weighted assets | 5,424,016,000 | 5,474,087,000 | 5,452,917,000 | 5,581,552,000 |