Call reports 2020
LIBERTY BANK — 2020
What LIBERTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 5,998,364,000 | 6,657,271,000 | 6,822,038,000 | 6,973,520,000 |
| Total loans | 4,267,868,000 | 4,607,310,000 | 4,656,588,000 | 4,551,718,000 |
| Allowance for loan losses | 37,958,000 | 50,665,000 | 64,538,000 | 81,807,000 |
| Securities available for sale | 846,246,000 | 925,167,000 | 934,718,000 | 950,595,000 |
| Securities held to maturity | 1,195,000 | 1,195,000 | 1,145,000 | 1,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,693,685,000 | 5,303,588,000 | 5,457,649,000 | 5,596,439,000 |
| Interest-bearing deposits | 3,604,057,000 | 3,857,347,000 | 4,020,007,000 | 4,046,075,000 |
| Noninterest-bearing deposits | 1,089,628,000 | 1,446,241,000 | 1,437,642,000 | 1,550,364,000 |
| Equity capital | 784,843,000 | 814,298,000 | 824,559,000 | 846,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 51,591,000 | 100,029,000 | 146,523,000 | 196,131,000 |
| Interest expense | 12,855,000 | 23,749,000 | 33,552,000 | 41,758,000 |
| Net interest income | 38,736,000 | 76,280,000 | 112,971,000 | 154,373,000 |
| Noninterest income | 11,882,000 | 23,663,000 | 37,277,000 | 49,051,000 |
| Noninterest expense | 37,204,000 | 73,288,000 | 109,708,000 | 148,614,000 |
| Provision for loan losses | 1,250,000 | 14,050,000 | 31,750,000 | 49,450,000 |
| Pretax income | -14,704,000 | 12,798,000 | 23,043,000 | 47,729,000 |
| Income tax | -3,267,000 | 2,844,000 | 5,120,000 | 10,591,000 |
| Net income | -11,437,000 | 9,954,000 | 17,923,000 | 37,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 750,377,000 | 772,316,000 | 780,832,000 | 801,033,000 |
| Total capital | 788,335,000 | 822,981,000 | 845,370,000 | 873,556,000 |
| Risk-weighted assets | 5,069,783,000 | 5,631,222,000 | 5,791,039,000 | 5,792,557,000 |