Call reports 2019
LIBERTY BANK — 2019
What LIBERTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 5,144,466,000 | 5,270,083,000 | 5,294,395,000 | 5,814,075,000 |
| Total loans | 3,949,904,000 | 3,878,408,000 | 3,874,282,000 | 4,241,965,000 |
| Allowance for loan losses | 35,265,000 | 35,663,000 | 36,666,000 | 37,007,000 |
| Securities available for sale | 742,703,000 | 767,490,000 | 781,452,000 | 834,252,000 |
| Securities held to maturity | 1,470,000 | 1,470,000 | 1,445,000 | 1,345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,797,021,000 | 3,977,793,000 | 3,984,858,000 | 4,476,764,000 |
| Interest-bearing deposits | 2,927,173,000 | 3,068,698,000 | 3,113,968,000 | 3,422,322,000 |
| Noninterest-bearing deposits | 869,848,000 | 909,095,000 | 870,890,000 | 1,054,442,000 |
| Equity capital | 760,490,000 | 780,134,000 | 788,956,000 | 799,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 49,204,000 | 100,854,000 | 150,188,000 | 203,126,000 |
| Interest expense | 10,535,000 | 21,917,000 | 34,213,000 | 47,826,000 |
| Net interest income | 38,669,000 | 78,937,000 | 115,975,000 | 155,300,000 |
| Noninterest income | 9,678,000 | 19,688,000 | 30,074,000 | 42,828,000 |
| Noninterest expense | 32,842,000 | 65,031,000 | 99,840,000 | 139,721,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,700,000 | 3,600,000 |
| Pretax income | 28,199,000 | 50,590,000 | 63,137,000 | 83,935,000 |
| Income tax | 5,499,000 | 9,865,000 | 13,511,000 | 18,650,000 |
| Net income | 22,700,000 | 40,725,000 | 49,626,000 | 65,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 757,065,000 | 775,232,000 | 784,266,000 | 761,265,000 |
| Total capital | 792,330,000 | 810,895,000 | 820,932,000 | 798,272,000 |
| Risk-weighted assets | 4,559,911,000 | 4,521,463,000 | 4,528,116,000 | 4,989,363,000 |