Call reports 2018
LIBERTY BANK — 2018
What LIBERTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,736,720,000 | 4,791,372,000 | 4,941,722,000 | 5,093,375,000 |
| Total loans | 3,584,295,000 | 3,609,892,000 | 3,727,475,000 | 3,895,424,000 |
| Allowance for loan losses | 33,876,000 | 34,709,000 | 35,181,000 | 34,507,000 |
| Securities available for sale | 884,604,000 | 896,062,000 | 916,110,000 | 751,730,000 |
| Securities held to maturity | 1,050,000 | 1,050,000 | 1,500,000 | 1,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,566,460,000 | 3,621,989,000 | 3,673,148,000 | 3,704,433,000 |
| Interest-bearing deposits | 2,683,954,000 | 2,722,264,000 | 2,816,717,000 | 2,845,516,000 |
| Noninterest-bearing deposits | 882,506,000 | 899,725,000 | 856,431,000 | 858,917,000 |
| Equity capital | 715,810,000 | 731,253,000 | 756,938,000 | 738,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 41,238,000 | 84,168,000 | 128,303,000 | 174,651,000 |
| Interest expense | 5,851,000 | 12,133,000 | 19,449,000 | 28,392,000 |
| Net interest income | 35,387,000 | 72,035,000 | 108,854,000 | 146,259,000 |
| Noninterest income | 8,754,000 | 17,630,000 | 26,588,000 | 36,359,000 |
| Noninterest expense | 31,584,000 | 62,515,000 | 94,244,000 | 134,000,000 |
| Provision for loan losses | 1,075,000 | 2,150,000 | 2,508,000 | 2,508,000 |
| Pretax income | 14,848,000 | 34,212,000 | 52,873,000 | 87,181,000 |
| Income tax | 2,971,000 | 6,846,000 | 11,236,000 | 15,614,000 |
| Net income | 11,877,000 | 27,366,000 | 41,637,000 | 71,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 668,193,000 | 683,864,000 | 698,309,000 | 728,409,000 |
| Total capital | 726,153,000 | 742,813,000 | 764,461,000 | 765,947,000 |
| Risk-weighted assets | 4,426,970,000 | 4,466,869,000 | 4,638,246,000 | 4,388,693,000 |