Call reports 2017
LIBERTY BANK — 2017
What LIBERTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,669,681,000 | 4,726,977,000 | 4,793,869,000 | 4,768,556,000 |
| Total loans | 3,552,981,000 | 3,586,335,000 | 3,663,432,000 | 3,618,530,000 |
| Allowance for loan losses | 34,938,000 | 35,109,000 | 34,350,000 | 32,975,000 |
| Securities available for sale | 827,931,000 | 845,659,000 | 844,803,000 | 875,199,000 |
| Securities held to maturity | 1,075,000 | 1,075,000 | 1,000,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,570,648,000 | 3,575,777,000 | 3,502,543,000 | 3,553,407,000 |
| Interest-bearing deposits | 2,717,869,000 | 2,709,116,000 | 2,661,962,000 | 2,691,352,000 |
| Noninterest-bearing deposits | 852,779,000 | 866,661,000 | 840,581,000 | 862,055,000 |
| Equity capital | 665,353,000 | 678,551,000 | 691,999,000 | 706,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 38,628,000 | 78,600,000 | 119,401,000 | 160,940,000 |
| Interest expense | 5,184,000 | 10,338,000 | 15,752,000 | 21,462,000 |
| Net interest income | 33,444,000 | 68,262,000 | 103,649,000 | 139,478,000 |
| Noninterest income | 9,230,000 | 18,027,000 | 26,653,000 | 39,003,000 |
| Noninterest expense | 31,301,000 | 62,520,000 | 94,018,000 | 125,703,000 |
| Provision for loan losses | 1,300,000 | 1,733,000 | 1,733,000 | 1,733,000 |
| Pretax income | 13,186,000 | 33,137,000 | 48,571,000 | 68,590,000 |
| Income tax | 4,427,000 | 11,124,000 | 16,582,000 | 28,398,000 |
| Net income | 8,759,000 | 22,013,000 | 31,989,000 | 40,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 623,604,000 | 637,036,000 | 647,188,000 | 656,695,000 |
| Total capital | 676,781,000 | 690,006,000 | 701,515,000 | 714,753,000 |
| Risk-weighted assets | 4,315,214,000 | 4,395,485,000 | 4,476,655,000 | 4,415,570,000 |