Call reports 2016
LIBERTY BANK — 2016
What LIBERTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 4,390,715,000 | 4,441,065,000 | 4,471,694,000 | 4,566,523,000 |
| Total loans | 3,299,733,000 | 3,320,277,000 | 3,381,709,000 | 3,465,857,000 |
| Allowance for loan losses | 33,278,000 | 33,861,000 | 34,058,000 | 33,204,000 |
| Securities available for sale | 784,529,000 | 798,333,000 | 736,792,000 | 804,249,000 |
| Securities held to maturity | 1,975,000 | 2,025,000 | 2,025,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,415,530,000 | 3,482,549,000 | 3,481,099,000 | 3,527,475,000 |
| Interest-bearing deposits | 2,642,543,000 | 2,674,586,000 | 2,675,133,000 | 2,681,195,000 |
| Noninterest-bearing deposits | 772,987,000 | 807,963,000 | 805,966,000 | 846,280,000 |
| Equity capital | 618,428,000 | 625,406,000 | 636,901,000 | 651,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 37,239,000 | 76,209,000 | 113,815,000 | 153,141,000 |
| Interest expense | 4,667,000 | 9,499,000 | 14,436,000 | 19,477,000 |
| Net interest income | 32,572,000 | 66,710,000 | 99,379,000 | 133,664,000 |
| Noninterest income | 7,497,000 | 16,084,000 | 24,856,000 | 33,511,000 |
| Noninterest expense | 31,876,000 | 62,338,000 | 93,237,000 | 126,277,000 |
| Provision for loan losses | 1,000,000 | 2,000,000 | 3,000,000 | 3,000,000 |
| Pretax income | 17,835,000 | 29,880,000 | 42,543,000 | 59,271,000 |
| Income tax | 6,001,000 | 10,458,000 | 14,890,000 | 19,897,000 |
| Net income | 11,834,000 | 19,422,000 | 27,653,000 | 39,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 593,793,000 | 601,913,000 | 610,555,000 | 615,277,000 |
| Total capital | 637,868,000 | 646,592,000 | 657,838,000 | 663,027,000 |
| Risk-weighted assets | 3,957,518,000 | 4,046,385,000 | 3,930,133,000 | 4,210,076,000 |