Call reports 2014
LIBERTY BANK — 2014
What LIBERTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,621,211,000 | 3,695,557,000 | 3,700,462,000 | 3,816,965,000 |
| Total loans | 2,732,001,000 | 2,789,235,000 | 2,815,469,000 | 2,878,341,000 |
| Allowance for loan losses | 39,015,000 | 39,887,000 | 39,125,000 | 37,438,000 |
| Securities available for sale | 700,513,000 | 707,907,000 | 707,087,000 | 728,368,000 |
| Securities held to maturity | 1,950,000 | 1,950,000 | 1,950,000 | 1,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,792,834,000 | 2,894,842,000 | 2,805,921,000 | 2,829,000,000 |
| Interest-bearing deposits | 2,208,527,000 | 2,259,937,000 | 2,215,220,000 | 2,199,334,000 |
| Noninterest-bearing deposits | 584,307,000 | 634,905,000 | 590,701,000 | 629,666,000 |
| Equity capital | 582,728,000 | 590,567,000 | 593,579,000 | 592,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 32,539,000 | 66,547,000 | 101,679,000 | 136,769,000 |
| Interest expense | 3,170,000 | 6,677,000 | 10,254,000 | 13,779,000 |
| Net interest income | 29,369,000 | 59,870,000 | 91,425,000 | 122,990,000 |
| Noninterest income | 6,001,000 | 12,486,000 | 19,284,000 | 25,900,000 |
| Noninterest expense | 27,235,000 | 54,682,000 | 83,041,000 | 111,701,000 |
| Provision for loan losses | 1,100,000 | 2,200,000 | 2,200,000 | 2,200,000 |
| Pretax income | 10,451,000 | 22,001,000 | 35,010,000 | 47,793,000 |
| Income tax | 3,547,000 | 7,467,000 | 11,659,000 | 15,294,000 |
| Net income | 6,904,000 | 14,534,000 | 23,351,000 | 32,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 547,268,000 | 555,007,000 | 563,925,000 | 573,168,000 |
| Total capital | 611,106,000 | 619,430,000 | 623,516,000 | 631,708,000 |
| Risk-weighted assets | 3,108,890,000 | 3,152,456,000 | 3,151,496,000 | 3,227,081,000 |