Call reports 2012
LIBERTY BANK — 2012
What LIBERTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,508,262,000 | 3,441,975,000 | 3,565,786,000 | 3,549,037,000 |
| Total loans | 2,367,599,000 | 2,445,859,000 | 2,390,026,000 | 2,464,557,000 |
| Allowance for loan losses | 36,474,000 | 36,894,000 | 37,927,000 | 37,617,000 |
| Securities available for sale | 708,938,000 | 689,126,000 | 706,394,000 | 713,926,000 |
| Securities held to maturity | 1,950,000 | 1,950,000 | 1,950,000 | 1,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,850,468,000 | 2,779,395,000 | 2,890,382,000 | 2,861,773,000 |
| Interest-bearing deposits | 2,337,864,000 | 2,243,570,000 | 2,372,128,000 | 2,295,446,000 |
| Noninterest-bearing deposits | 512,604,000 | 535,825,000 | 518,254,000 | 566,327,000 |
| Equity capital | 488,978,000 | 493,012,000 | 505,068,000 | 516,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 34,442,000 | 71,440,000 | 105,362,000 | 140,317,000 |
| Interest expense | 5,715,000 | 11,145,000 | 16,448,000 | 21,467,000 |
| Net interest income | 28,727,000 | 60,295,000 | 88,914,000 | 118,850,000 |
| Noninterest income | 5,986,000 | 12,829,000 | 20,498,000 | 28,478,000 |
| Noninterest expense | 25,105,000 | 49,154,000 | 74,081,000 | 98,635,000 |
| Provision for loan losses | 1,250,000 | 2,500,000 | 3,750,000 | 6,500,000 |
| Pretax income | 10,726,000 | 21,240,000 | 30,960,000 | 42,388,000 |
| Income tax | 3,545,000 | 7,020,000 | 10,232,000 | 14,141,000 |
| Net income | 7,181,000 | 14,220,000 | 20,728,000 | 28,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 490,868,000 | 498,012,000 | 504,607,000 | 512,208,000 |
| Total capital | 533,507,000 | 538,829,000 | 548,260,000 | 558,411,000 |
| Risk-weighted assets | 2,726,527,000 | 2,772,222,000 | 2,734,199,000 | 2,795,716,000 |