Call reports 2011
LIBERTY BANK — 2011
What LIBERTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 3,384,585,000 | 3,382,354,000 | 3,384,370,000 | 3,394,125,000 |
| Total loans | 2,285,279,000 | 2,325,787,000 | 2,304,671,000 | 2,371,213,000 |
| Allowance for loan losses | 49,324,000 | 38,574,000 | 38,108,000 | 36,393,000 |
| Securities available for sale | 677,128,000 | 704,380,000 | 697,782,000 | 721,748,000 |
| Securities held to maturity | 1,950,000 | 1,950,000 | 1,950,000 | 1,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,717,787,000 | 2,708,876,000 | 2,759,269,000 | 2,747,027,000 |
| Interest-bearing deposits | 2,285,085,000 | 2,233,989,000 | 2,309,682,000 | 2,258,968,000 |
| Noninterest-bearing deposits | 432,702,000 | 474,887,000 | 449,587,000 | 488,059,000 |
| Equity capital | 475,008,000 | 482,483,000 | 473,264,000 | 474,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 33,668,000 | 68,009,000 | 102,592,000 | 138,035,000 |
| Interest expense | 6,958,000 | 13,558,000 | 19,818,000 | 25,709,000 |
| Net interest income | 26,710,000 | 54,451,000 | 82,774,000 | 112,326,000 |
| Noninterest income | 5,571,000 | 11,337,000 | 16,882,000 | 22,897,000 |
| Noninterest expense | 23,189,000 | 45,878,000 | 68,540,000 | 91,490,000 |
| Provision for loan losses | 1,875,000 | 3,750,000 | 5,000,000 | 5,000,000 |
| Pretax income | 9,660,000 | 20,619,000 | 31,879,000 | 42,167,000 |
| Income tax | 3,120,000 | 6,660,000 | 10,297,000 | 13,936,000 |
| Net income | 6,540,000 | 13,959,000 | 21,582,000 | 28,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 461,375,000 | 468,928,000 | 473,565,000 | 483,457,000 |
| Total capital | 505,047,000 | 512,327,000 | 507,013,000 | 521,518,000 |
| Risk-weighted assets | 2,654,147,000 | 2,706,481,000 | 2,671,180,000 | 2,753,847,000 |