Call reports 2007
LIBERTY BANK — 2007
What LIBERTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,581,659,000 | 2,564,429,000 | 2,647,784,000 | 2,659,299,000 |
| Total loans | 2,107,553,000 | 2,069,416,000 | 2,145,210,000 | 2,151,130,000 |
| Allowance for loan losses | 25,400,000 | 25,306,000 | 25,640,000 | 25,684,000 |
| Securities available for sale | 386,522,000 | 403,903,000 | 412,954,000 | 417,055,000 |
| Securities held to maturity | 830,000 | 780,000 | 780,000 | 880,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,015,383,000 | 2,045,418,000 | 1,991,040,000 | 2,079,345,000 |
| Interest-bearing deposits | 1,741,908,000 | 1,746,981,000 | 1,709,311,000 | 1,755,276,000 |
| Noninterest-bearing deposits | 273,475,000 | 298,437,000 | 281,729,000 | 324,069,000 |
| Equity capital | 408,942,000 | 420,186,000 | 428,088,000 | 428,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 36,502,000 | 73,403,000 | 110,496,000 | 148,438,000 |
| Interest expense | 15,868,000 | 31,536,000 | 47,931,000 | 64,871,000 |
| Net interest income | 20,634,000 | 41,867,000 | 62,565,000 | 83,567,000 |
| Noninterest income | 4,193,000 | 8,745,000 | 13,356,000 | 18,456,000 |
| Noninterest expense | 15,543,000 | 31,478,000 | 47,568,000 | 63,702,000 |
| Provision for loan losses | 400,000 | 800,000 | 1,200,000 | 1,600,000 |
| Pretax income | 9,267,000 | 18,717,000 | 27,807,000 | 38,904,000 |
| Income tax | 3,262,000 | 6,588,000 | 9,788,000 | 13,498,000 |
| Net income | 6,005,000 | 12,129,000 | 18,019,000 | 25,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 374,820,000 | 381,003,000 | 386,950,000 | 394,408,000 |
| Total capital | 421,319,000 | 431,746,000 | 438,474,000 | 443,596,000 |
| Risk-weighted assets | 2,104,037,000 | 2,072,348,000 | 2,186,275,000 | 2,248,938,000 |
Machine access — free, no API key
Every figure shown here about LIBERTY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.