Call reports 2003
LIBERTY BANK — 2003
What LIBERTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 2,067,913,000 | 2,116,541,000 | 2,082,429,000 | 2,081,692,000 |
| Total loans | 1,557,740,000 | 1,594,401,000 | 1,552,366,000 | 1,574,479,000 |
| Allowance for loan losses | 25,210,000 | 25,701,000 | 25,607,000 | 25,065,000 |
| Securities available for sale | 354,117,000 | 364,621,000 | 358,297,000 | 356,685,000 |
| Securities held to maturity | 700,000 | 700,000 | 675,000 | 730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,734,954,000 | 1,772,362,000 | 1,728,974,000 | 1,712,755,000 |
| Interest-bearing deposits | 1,662,969,000 | 1,685,216,000 | 1,651,210,000 | 1,628,438,000 |
| Noninterest-bearing deposits | 71,985,000 | 87,146,000 | 77,764,000 | 84,317,000 |
| Equity capital | 260,924,000 | 274,292,000 | 282,759,000 | 295,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 27,657,000 | 55,009,000 | 82,164,000 | 108,335,000 |
| Interest expense | 8,969,000 | 16,777,000 | 24,110,000 | 31,055,000 |
| Net interest income | 18,688,000 | 38,232,000 | 58,054,000 | 77,280,000 |
| Noninterest income | 4,696,000 | 9,094,000 | 13,449,000 | 16,988,000 |
| Noninterest expense | 13,313,000 | 27,101,000 | 40,097,000 | 53,248,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,050,000 | 1,050,000 |
| Pretax income | 7,035,000 | 16,026,000 | 27,597,000 | 35,905,000 |
| Income tax | 2,392,000 | 5,449,000 | 9,383,000 | 11,854,000 |
| Net income | 4,643,000 | 10,577,000 | 18,214,000 | 24,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 254,146,000 | 263,252,000 | 270,968,000 | 276,913,000 |
| Total capital | 273,602,000 | 286,186,000 | 295,009,000 | 306,703,000 |
| Risk-weighted assets | 1,550,767,000 | 1,595,384,000 | 1,596,177,000 | 1,622,439,000 |
Machine access — free, no API key
Every figure shown here about LIBERTY BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.