Call reports 2026
FIRST & FARMERS NATIONAL BANK, INC. — 2026
What FIRST & FARMERS NATIONAL BANK, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 679,539,000 | 714,152,000 |
| Total loans | 480,591,000 | 495,118,000 |
| Allowance for loan losses | 7,572,000 | 7,615,000 |
| Securities available for sale | 157,171,000 | 160,099,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 591,506,000 | 630,653,000 |
| Interest-bearing deposits | 419,159,000 | 452,568,000 |
| Noninterest-bearing deposits | 172,347,000 | 178,085,000 |
| Equity capital | 76,420,000 | 78,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,677,000 | 17,785,000 |
| Interest expense | 1,970,000 | 4,026,000 |
| Net interest income | 6,707,000 | 13,759,000 |
| Noninterest income | 781,000 | 1,604,000 |
| Noninterest expense | 4,311,000 | 8,665,000 |
| Provision for loan losses | 0 | 75,000 |
| Pretax income | 3,177,000 | 6,603,000 |
| Income tax | 678,000 | 1,428,000 |
| Net income | 2,499,000 | 5,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 77,899,000 | 80,305,000 |
| Total capital | 84,526,000 | 87,187,000 |
| Risk-weighted assets | 529,012,000 | 549,611,000 |