Call reports 2022
FIRST & FARMERS NATIONAL BANK, INC. — 2022
What FIRST & FARMERS NATIONAL BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 634,638,000 | 628,346,000 | 628,418,000 | 624,296,000 |
| Total loans | 362,207,000 | 367,100,000 | 385,496,000 | 392,759,000 |
| Allowance for loan losses | 5,411,000 | 5,498,000 | 5,504,000 | 5,752,000 |
| Securities available for sale | 234,965,000 | 219,700,000 | 204,043,000 | 192,846,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 538,931,000 | 544,537,000 | 541,832,000 | 534,301,000 |
| Interest-bearing deposits | 366,523,000 | 365,999,000 | 367,693,000 | 371,605,000 |
| Noninterest-bearing deposits | 172,408,000 | 178,538,000 | 174,139,000 | 162,696,000 |
| Equity capital | 68,003,000 | 64,349,000 | 63,329,000 | 63,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,236,000 | 10,616,000 | 16,271,000 | 22,237,000 |
| Interest expense | 357,000 | 723,000 | 1,120,000 | 1,653,000 |
| Net interest income | 4,879,000 | 9,893,000 | 15,151,000 | 20,584,000 |
| Noninterest income | 716,000 | 1,441,000 | 2,202,000 | 2,978,000 |
| Noninterest expense | 4,018,000 | 8,089,000 | 12,089,000 | 15,941,000 |
| Provision for loan losses | 0 | 100,000 | 125,000 | 250,000 |
| Pretax income | 1,577,000 | 3,145,000 | 5,139,000 | 7,371,000 |
| Income tax | 246,000 | 492,000 | 792,000 | 1,191,000 |
| Net income | 1,331,000 | 2,653,000 | 4,347,000 | 6,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,766,000 | 65,269,000 | 67,394,000 | 67,919,000 |
| Total capital | 69,177,000 | 70,767,000 | 72,898,000 | 73,671,000 |
| Risk-weighted assets | 445,484,000 | 449,434,000 | 469,008,000 | 474,490,000 |
Machine access — free, no API key
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