Call reports 2017
FIRST & FARMERS NATIONAL BANK, INC. — 2017
What FIRST & FARMERS NATIONAL BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 515,559,000 | 511,774,000 | 514,796,000 | 506,917,000 |
| Total loans | 275,158,000 | 276,036,000 | 273,625,000 | 280,173,000 |
| Allowance for loan losses | 3,938,000 | 4,067,000 | 4,087,000 | 4,023,000 |
| Securities available for sale | 180,592,000 | 183,900,000 | 182,481,000 | 179,958,000 |
| Securities held to maturity | 7,782,000 | 7,782,000 | 7,640,000 | 7,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,277,000 | 422,790,000 | 422,932,000 | 421,866,000 |
| Interest-bearing deposits | 321,653,000 | 321,841,000 | 320,461,000 | 321,290,000 |
| Noninterest-bearing deposits | 108,624,000 | 100,949,000 | 102,471,000 | 100,576,000 |
| Equity capital | 65,306,000 | 66,805,000 | 67,822,000 | 67,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,860,000 | 9,815,000 | 14,727,000 | 19,719,000 |
| Interest expense | 454,000 | 955,000 | 1,470,000 | 1,987,000 |
| Net interest income | 4,406,000 | 8,860,000 | 13,257,000 | 17,732,000 |
| Noninterest income | 636,000 | 1,316,000 | 2,107,000 | 2,843,000 |
| Noninterest expense | 3,499,000 | 6,965,000 | 10,495,000 | 14,029,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,543,000 | 3,211,000 | 4,869,000 | 6,546,000 |
| Income tax | 370,000 | 735,000 | 1,119,000 | 181,000 |
| Net income | 1,173,000 | 2,476,000 | 3,750,000 | 6,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,437,000 | 51,541,000 | 52,814,000 | 52,729,000 |
| Total capital | 55,375,000 | 55,608,000 | 56,901,000 | 56,752,000 |
| Risk-weighted assets | 363,393,000 | 357,677,000 | 358,755,000 | 360,394,000 |