Call reports 2012
FIRST & FARMERS NATIONAL BANK, INC. — 2012
What FIRST & FARMERS NATIONAL BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 473,711,000 | 477,311,000 | 494,757,000 | 487,976,000 |
| Total loans | 263,427,000 | 260,643,000 | 258,065,000 | 261,302,000 |
| Allowance for loan losses | 5,124,000 | 5,149,000 | 5,173,000 | 5,036,000 |
| Securities available for sale | 146,906,000 | 152,118,000 | 174,596,000 | 171,216,000 |
| Securities held to maturity | 16,886,000 | 16,847,000 | 16,455,000 | 16,424,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,955,000 | 393,023,000 | 407,294,000 | 408,554,000 |
| Interest-bearing deposits | 324,571,000 | 324,686,000 | 340,309,000 | 337,957,000 |
| Noninterest-bearing deposits | 68,384,000 | 68,337,000 | 66,985,000 | 70,597,000 |
| Equity capital | 62,400,000 | 63,654,000 | 64,275,000 | 64,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,371,000 | 10,693,000 | 16,008,000 | 21,252,000 |
| Interest expense | 1,030,000 | 2,004,000 | 2,964,000 | 3,879,000 |
| Net interest income | 4,341,000 | 8,689,000 | 13,044,000 | 17,373,000 |
| Noninterest income | 768,000 | 1,412,000 | 2,168,000 | 2,930,000 |
| Noninterest expense | 3,366,000 | 6,719,000 | 10,189,000 | 13,500,000 |
| Provision for loan losses | 360,000 | 585,000 | 735,000 | 795,000 |
| Pretax income | 1,383,000 | 2,797,000 | 4,288,000 | 6,008,000 |
| Income tax | 324,000 | 680,000 | 1,090,000 | 1,554,000 |
| Net income | 1,059,000 | 2,117,000 | 3,198,000 | 4,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,636,000 | 40,886,000 | 40,861,000 | 41,612,000 |
| Total capital | 44,462,000 | 44,672,000 | 44,613,000 | 45,386,000 |
| Risk-weighted assets | 304,748,000 | 301,500,000 | 298,745,000 | 300,693,000 |