Call reports 2007
FIRST & FARMERS NATIONAL BANK, INC. — 2007
What FIRST & FARMERS NATIONAL BANK, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 172,242,000 | 170,927,000 | 173,271,000 | 172,545,000 |
| Total loans | 105,501,000 | 108,699,000 | 111,133,000 | 111,966,000 |
| Allowance for loan losses | 2,779,000 | 2,858,000 | 2,767,000 | 2,707,000 |
| Securities available for sale | 40,674,000 | 42,684,000 | 41,885,000 | 40,076,000 |
| Securities held to maturity | 5,733,000 | 6,185,000 | 6,056,000 | 6,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,504,000 | 149,073,000 | 150,858,000 | 147,899,000 |
| Interest-bearing deposits | 131,252,000 | 130,477,000 | 131,669,000 | 128,389,000 |
| Noninterest-bearing deposits | 19,252,000 | 18,595,000 | 19,189,000 | 19,510,000 |
| Equity capital | 20,024,000 | 19,706,000 | 20,515,000 | 21,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,764,000 | 5,517,000 | 8,355,000 | 11,129,000 |
| Interest expense | 1,276,000 | 2,611,000 | 3,952,000 | 5,286,000 |
| Net interest income | 1,488,000 | 2,906,000 | 4,403,000 | 5,843,000 |
| Noninterest income | 389,000 | 711,000 | 1,152,000 | 1,457,000 |
| Noninterest expense | 1,186,000 | 2,341,000 | 3,469,000 | 4,587,000 |
| Provision for loan losses | 75,000 | 150,000 | 305,000 | 395,000 |
| Pretax income | 616,000 | 1,126,000 | 1,781,000 | 2,318,000 |
| Income tax | 153,000 | 268,000 | 431,000 | 565,000 |
| Net income | 463,000 | 858,000 | 1,350,000 | 1,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,248,000 | 15,242,000 | 15,734,000 | 16,037,000 |
| Total capital | 16,629,000 | 16,665,000 | 17,195,000 | 17,487,000 |
| Risk-weighted assets | 109,091,000 | 112,378,000 | 115,599,000 | 114,734,000 |
Machine access — free, no API key
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