Call reports 2013
NATIONAL BANK OF EARLVILLE — 2013
What NATIONAL BANK OF EARLVILLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 61,283,000 | 58,826,000 | 59,361,000 | 56,554,000 |
| Total loans | 28,915,000 | 28,773,000 | 29,386,000 | 29,068,000 |
| Allowance for loan losses | 796,000 | 758,000 | 987,000 | 914,000 |
| Securities available for sale | 9,656,000 | 11,838,000 | 12,661,000 | 12,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,281,000 | 49,977,000 | 50,736,000 | 47,939,000 |
| Interest-bearing deposits | 46,208,000 | 43,674,000 | 44,163,000 | 41,093,000 |
| Noninterest-bearing deposits | 6,073,000 | 6,303,000 | 6,573,000 | 6,846,000 |
| Equity capital | 8,710,000 | 8,559,000 | 8,336,000 | 8,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 937,000 | 1,385,000 | 1,814,000 |
| Interest expense | 80,000 | 150,000 | 212,000 | 266,000 |
| Net interest income | 423,000 | 787,000 | 1,173,000 | 1,548,000 |
| Noninterest income | 45,000 | 92,000 | 163,000 | 207,000 |
| Noninterest expense | 364,000 | 751,000 | 1,223,000 | 1,673,000 |
| Provision for loan losses | 37,000 | 78,000 | 349,000 | 469,000 |
| Pretax income | 67,000 | 50,000 | -236,000 | -387,000 |
| Income tax | 14,000 | 14,000 | -120,000 | -192,000 |
| Net income | 53,000 | 36,000 | -116,000 | -195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,598,000 | 8,580,000 | 8,093,000 | 8,013,000 |
| Total capital | 9,030,000 | 9,014,000 | 8,533,000 | 8,449,000 |
| Risk-weighted assets | 34,227,000 | 33,931,000 | 34,678,000 | 34,439,000 |