Call reports 2012
NATIONAL BANK OF EARLVILLE — 2012
What NATIONAL BANK OF EARLVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 56,372,000 | 56,012,000 | 61,136,000 | 60,784,000 |
| Total loans | 35,617,000 | 37,581,000 | 41,434,000 | 44,453,000 |
| Allowance for loan losses | 714,000 | 672,000 | 689,000 | 753,000 |
| Securities available for sale | 6,077,000 | 7,281,000 | 9,291,000 | 9,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,008,000 | 46,870,000 | 50,036,000 | 49,740,000 |
| Interest-bearing deposits | 40,978,000 | 41,344,000 | 43,578,000 | 42,899,000 |
| Noninterest-bearing deposits | 6,030,000 | 5,526,000 | 6,458,000 | 6,841,000 |
| Equity capital | 8,943,000 | 8,771,000 | 8,836,000 | 8,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,128,000 | 1,707,000 | 2,336,000 |
| Interest expense | 103,000 | 204,000 | 297,000 | 383,000 |
| Net interest income | 465,000 | 924,000 | 1,410,000 | 1,953,000 |
| Noninterest income | 47,000 | 90,000 | 130,000 | 169,000 |
| Noninterest expense | 441,000 | 848,000 | 1,244,000 | 1,681,000 |
| Provision for loan losses | 212,000 | 390,000 | 472,000 | 723,000 |
| Pretax income | -141,000 | -224,000 | -176,000 | -282,000 |
| Income tax | 11,000 | 11,000 | 0 | -69,000 |
| Net income | -152,000 | -235,000 | -176,000 | -213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,834,000 | 8,644,000 | 8,702,000 | 8,568,000 |
| Total capital | 9,305,000 | 9,114,000 | 9,194,000 | 9,156,000 |
| Risk-weighted assets | 37,420,000 | 37,432,000 | 39,137,000 | 46,853,000 |