Call reports 2011
NATIONAL BANK OF EARLVILLE — 2011
What NATIONAL BANK OF EARLVILLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 54,494,000 | 56,699,000 | 55,422,000 | 61,479,000 |
| Total loans | 36,678,000 | 39,611,000 | 37,830,000 | 41,060,000 |
| Allowance for loan losses | 840,000 | 860,000 | 783,000 | 580,000 |
| Securities available for sale | 9,320,000 | 8,074,000 | 7,861,000 | 7,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,452,000 | 42,543,000 | 44,325,000 | 45,374,000 |
| Interest-bearing deposits | 38,046,000 | 38,096,000 | 36,864,000 | 38,426,000 |
| Noninterest-bearing deposits | 5,406,000 | 4,447,000 | 7,461,000 | 6,949,000 |
| Equity capital | 9,248,000 | 9,231,000 | 9,275,000 | 9,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,170,000 | 1,854,000 | 2,419,000 |
| Interest expense | 125,000 | 243,000 | 355,000 | 464,000 |
| Net interest income | 450,000 | 927,000 | 1,499,000 | 1,955,000 |
| Noninterest income | 47,000 | 99,000 | 186,000 | 193,000 |
| Noninterest expense | 384,000 | 805,000 | 1,152,000 | 1,632,000 |
| Provision for loan losses | 422,000 | 452,000 | 625,000 | 882,000 |
| Pretax income | -309,000 | -231,000 | -91,000 | -365,000 |
| Income tax | -124,000 | -108,000 | 0 | -244,000 |
| Net income | -185,000 | -123,000 | -91,000 | -121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,159,000 | 9,124,000 | 9,156,000 | 8,987,000 |
| Total capital | 9,616,000 | 9,603,000 | 9,633,000 | 9,508,000 |
| Risk-weighted assets | 36,140,000 | 37,925,000 | 37,869,000 | 41,585,000 |