Call reports 2010
NATIONAL BANK OF EARLVILLE — 2010
What NATIONAL BANK OF EARLVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 55,754,000 | 58,896,000 | 59,249,000 | 60,477,000 |
| Total loans | 35,429,000 | 40,608,000 | 40,326,000 | 43,064,000 |
| Allowance for loan losses | 344,000 | 390,000 | 222,000 | 665,000 |
| Securities available for sale | 13,492,000 | 12,252,000 | 12,428,000 | 10,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,879,000 | 42,864,000 | 42,720,000 | 43,389,000 |
| Interest-bearing deposits | 41,478,000 | 38,274,000 | 38,731,000 | 38,176,000 |
| Noninterest-bearing deposits | 4,401,000 | 4,590,000 | 3,989,000 | 5,213,000 |
| Equity capital | 9,398,000 | 9,523,000 | 9,634,000 | 9,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,252,000 | 1,906,000 | 2,585,000 |
| Interest expense | 171,000 | 324,000 | 467,000 | 600,000 |
| Net interest income | 421,000 | 928,000 | 1,439,000 | 1,985,000 |
| Noninterest income | 59,000 | 114,000 | 171,000 | 219,000 |
| Noninterest expense | 312,000 | 634,000 | 994,000 | 1,315,000 |
| Provision for loan losses | 85,000 | 148,000 | 242,000 | 681,000 |
| Pretax income | 83,000 | 260,000 | 374,000 | 208,000 |
| Income tax | 12,000 | 59,000 | 86,000 | 7,000 |
| Net income | 71,000 | 201,000 | 288,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,285,000 | 9,362,000 | 9,450,000 | 9,276,000 |
| Total capital | 9,629,000 | 9,752,000 | 9,672,000 | 9,788,000 |
| Risk-weighted assets | 36,625,000 | 38,647,000 | 38,606,000 | 40,825,000 |