Call reports 2009
NATIONAL BANK OF EARLVILLE — 2009
What NATIONAL BANK OF EARLVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 51,693,000 | 51,572,000 | 56,002,000 | 56,857,000 |
| Total loans | 34,613,000 | 34,521,000 | 32,490,000 | 35,263,000 |
| Allowance for loan losses | 285,000 | 294,000 | 297,000 | 306,000 |
| Securities available for sale | 12,831,000 | 11,736,000 | 10,876,000 | 11,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,574,000 | 41,395,000 | 45,805,000 | 46,666,000 |
| Interest-bearing deposits | 36,803,000 | 36,720,000 | 41,197,000 | 40,658,000 |
| Noninterest-bearing deposits | 4,771,000 | 4,675,000 | 4,608,000 | 6,008,000 |
| Equity capital | 9,411,000 | 9,380,000 | 9,529,000 | 9,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,362,000 | 2,007,000 | 2,604,000 |
| Interest expense | 203,000 | 385,000 | 560,000 | 733,000 |
| Net interest income | 481,000 | 977,000 | 1,447,000 | 1,871,000 |
| Noninterest income | 64,000 | 126,000 | 188,000 | 240,000 |
| Noninterest expense | 282,000 | 594,000 | 905,000 | 1,211,000 |
| Provision for loan losses | 12,000 | 26,000 | 45,000 | 105,000 |
| Pretax income | 251,000 | 483,000 | 685,000 | 795,000 |
| Income tax | 62,000 | 117,000 | 167,000 | 191,000 |
| Net income | 189,000 | 366,000 | 518,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,178,000 | 9,186,000 | 9,313,000 | 9,215,000 |
| Total capital | 9,463,000 | 9,480,000 | 9,610,000 | 9,521,000 |
| Risk-weighted assets | 35,347,000 | 35,028,000 | 35,670,000 | 36,262,000 |