Call reports 2026
DAIRY STATE BANK — 2026
What DAIRY STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 749,618,000 | 730,298,000 |
| Total loans | 394,753,000 | 401,179,000 |
| Allowance for loan losses | 7,725,000 | 8,025,000 |
| Securities available for sale | 266,041,000 | 258,548,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 644,588,000 | 630,415,000 |
| Interest-bearing deposits | 544,006,000 | 533,245,000 |
| Noninterest-bearing deposits | 100,582,000 | 97,170,000 |
| Equity capital | 79,749,000 | 82,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,569,000 | 17,134,000 |
| Interest expense | 3,392,000 | 6,625,000 |
| Net interest income | 5,177,000 | 10,509,000 |
| Noninterest income | 590,000 | 1,202,000 |
| Noninterest expense | 3,556,000 | 7,214,000 |
| Provision for loan losses | 300,000 | 601,000 |
| Pretax income | 1,911,000 | 4,636,000 |
| Income tax | 294,000 | 800,000 |
| Net income | 1,617,000 | 3,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 87,073,000 | 89,292,000 |