Call report 2025Q4
DAIRY STATE BANK — 2025Q4
The 22 measures DAIRY STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 732,134,000 | USD | evidence → |
| Total loans | 384,232,000 | USD | evidence → |
| Allowance for loan losses | 7,427,000 | USD | evidence → |
| Securities available for sale | 261,844,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 629,638,000 | USD | evidence → |
| Interest-bearing deposits | 516,204,000 | USD | evidence → |
| Noninterest-bearing deposits | 113,434,000 | USD | evidence → |
| Equity capital | 77,649,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,237,000 | USD | evidence → |
| Interest expense | 14,189,000 | USD | evidence → |
| Net interest income | 19,048,000 | USD | evidence → |
| Noninterest income | 2,928,000 | USD | evidence → |
| Noninterest expense | 14,023,000 | USD | evidence → |
| Provision for loan losses | -252,000 | USD | evidence → |
| Pretax income | 7,119,000 | USD | evidence → |
| Income tax | 1,013,000 | USD | evidence → |
| Net income | 6,106,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 85,455,000 | USD | evidence → |
| Total capital | 91,002,000 | USD | evidence → |
| Risk-weighted assets | 440,663,000 | USD | evidence → |