Call reports 2022
DAIRY STATE BANK — 2022
What DAIRY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 724,041,000 | 709,725,000 | 707,829,000 | 705,542,000 |
| Total loans | 228,291,000 | 241,356,000 | 252,610,000 | 269,395,000 |
| Allowance for loan losses | 4,781,000 | 4,890,000 | 4,889,000 | 4,947,000 |
| Securities available for sale | 447,067,000 | 410,961,000 | 392,368,000 | 382,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 626,625,000 | 625,215,000 | 628,659,000 | 620,577,000 |
| Interest-bearing deposits | 519,792,000 | 512,625,000 | 509,674,000 | 497,524,000 |
| Noninterest-bearing deposits | 106,833,000 | 112,590,000 | 118,985,000 | 123,053,000 |
| Equity capital | 63,412,000 | 55,392,000 | 50,950,000 | 53,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,780,000 | 7,803,000 | 12,520,000 | 17,823,000 |
| Interest expense | 523,000 | 1,145,000 | 2,085,000 | 3,317,000 |
| Net interest income | 3,257,000 | 6,658,000 | 10,435,000 | 14,506,000 |
| Noninterest income | 438,000 | 829,000 | 1,199,000 | 1,526,000 |
| Noninterest expense | 2,839,000 | 5,757,000 | 8,578,000 | 11,260,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 830,000 | 1,638,000 | 2,952,000 | 4,288,000 |
| Income tax | 142,000 | 281,000 | 559,000 | 851,000 |
| Net income | 688,000 | 1,357,000 | 2,393,000 | 3,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,616,000 | 75,319,000 | 76,390,000 | 77,468,000 |
| Total capital | 78,658,000 | 79,515,000 | 80,667,000 | 81,864,000 |
| Risk-weighted assets | 322,625,000 | 334,949,000 | 341,554,000 | 351,110,000 |