Call reports 2021
DAIRY STATE BANK — 2021
What DAIRY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 657,202,000 | 693,797,000 | 717,322,000 | 743,791,000 |
| Total loans | 237,579,000 | 234,179,000 | 209,927,000 | 225,683,000 |
| Allowance for loan losses | 4,748,000 | 4,786,000 | 4,784,000 | 4,782,000 |
| Securities available for sale | 385,325,000 | 413,130,000 | 469,467,000 | 474,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 550,408,000 | 586,807,000 | 611,446,000 | 636,607,000 |
| Interest-bearing deposits | 445,766,000 | 480,365,000 | 494,234,000 | 513,750,000 |
| Noninterest-bearing deposits | 104,642,000 | 106,442,000 | 117,212,000 | 122,857,000 |
| Equity capital | 73,934,000 | 77,974,000 | 78,135,000 | 77,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,233,000 | 8,475,000 | 13,753,000 | 17,548,000 |
| Interest expense | 604,000 | 1,166,000 | 1,714,000 | 2,247,000 |
| Net interest income | 3,629,000 | 7,309,000 | 12,039,000 | 15,301,000 |
| Noninterest income | 501,000 | 1,017,000 | 1,479,000 | 1,958,000 |
| Noninterest expense | 2,785,000 | 5,525,000 | 8,300,000 | 10,943,000 |
| Provision for loan losses | 0 | -1,400,000 | -1,400,000 | -1,400,000 |
| Pretax income | 1,345,000 | 4,093,000 | 6,510,000 | 7,774,000 |
| Income tax | 278,000 | 949,000 | 1,532,000 | 1,781,000 |
| Net income | 1,067,000 | 3,144,000 | 4,978,000 | 5,993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,864,000 | 70,976,000 | 72,844,000 | 73,893,000 |
| Total capital | 72,538,000 | 74,518,000 | 76,406,000 | 77,814,000 |
| Risk-weighted assets | 292,845,000 | 282,124,000 | 283,732,000 | 312,851,000 |