Call reports 2020
DAIRY STATE BANK — 2020
What DAIRY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 540,694,000 | 598,095,000 | 612,968,000 | 628,992,000 |
| Total loans | 235,237,000 | 248,700,000 | 243,548,000 | 243,966,000 |
| Allowance for loan losses | 4,862,000 | 4,863,000 | 4,865,000 | 4,708,000 |
| Securities available for sale | 272,240,000 | 299,289,000 | 329,468,000 | 352,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,977,000 | 491,100,000 | 504,552,000 | 518,345,000 |
| Interest-bearing deposits | 374,858,000 | 398,934,000 | 414,471,000 | 422,077,000 |
| Noninterest-bearing deposits | 66,119,000 | 92,166,000 | 90,081,000 | 96,268,000 |
| Equity capital | 70,222,000 | 74,378,000 | 76,561,000 | 78,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,440,000 | 8,741,000 | 13,135,000 | 17,630,000 |
| Interest expense | 1,100,000 | 1,996,000 | 2,790,000 | 3,457,000 |
| Net interest income | 3,340,000 | 6,745,000 | 10,345,000 | 14,173,000 |
| Noninterest income | 387,000 | 870,000 | 1,583,000 | 2,289,000 |
| Noninterest expense | 2,690,000 | 5,363,000 | 8,022,000 | 10,179,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 1,037,000 | 2,252,000 | 3,906,000 | 5,984,000 |
| Income tax | 219,000 | 477,000 | 841,000 | 1,335,000 |
| Net income | 818,000 | 1,775,000 | 3,065,000 | 4,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,828,000 | 64,820,000 | 66,144,000 | 67,763,000 |
| Total capital | 67,435,000 | 68,415,000 | 69,766,000 | 71,424,000 |
| Risk-weighted assets | 287,304,000 | 286,336,000 | 288,507,000 | 291,835,000 |