Call reports 2019
DAIRY STATE BANK — 2019
What DAIRY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 488,929,000 | 480,132,000 | 506,466,000 | 517,184,000 |
| Total loans | 241,393,000 | 232,876,000 | 238,326,000 | 235,310,000 |
| Allowance for loan losses | 4,850,000 | 4,852,000 | 4,857,000 | 4,831,000 |
| Securities available for sale | 222,416,000 | 214,689,000 | 238,672,000 | 245,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,776,000 | 401,543,000 | 423,434,000 | 432,287,000 |
| Interest-bearing deposits | 349,993,000 | 340,459,000 | 356,893,000 | 364,436,000 |
| Noninterest-bearing deposits | 59,783,000 | 61,084,000 | 66,541,000 | 67,851,000 |
| Equity capital | 61,804,000 | 64,253,000 | 65,931,000 | 65,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,230,000 | 8,476,000 | 12,854,000 | 17,273,000 |
| Interest expense | 1,075,000 | 2,199,000 | 3,376,000 | 4,477,000 |
| Net interest income | 3,155,000 | 6,277,000 | 9,478,000 | 12,796,000 |
| Noninterest income | 320,000 | 674,000 | 1,078,000 | 1,476,000 |
| Noninterest expense | 2,611,000 | 5,237,000 | 7,942,000 | 10,225,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 900,000 | 2,443,000 | 3,343,000 | 5,523,000 |
| Income tax | 134,000 | 467,000 | 644,000 | 1,180,000 |
| Net income | 766,000 | 1,976,000 | 2,699,000 | 4,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,213,000 | 61,459,000 | 62,215,000 | 62,976,000 |
| Total capital | 63,574,000 | 64,712,000 | 65,680,000 | 66,498,000 |
| Risk-weighted assets | 267,392,000 | 258,647,000 | 275,828,000 | 280,437,000 |