Call reports 2017
DAIRY STATE BANK — 2017
What DAIRY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 514,395,000 | 510,112,000 | 507,923,000 | 515,101,000 |
| Total loans | 200,909,000 | 203,183,000 | 209,653,000 | 218,431,000 |
| Allowance for loan losses | 5,458,000 | 5,481,000 | 5,428,000 | 4,860,000 |
| Securities available for sale | 284,159,000 | 280,889,000 | 267,368,000 | 267,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,217,000 | 426,857,000 | 427,741,000 | 431,559,000 |
| Interest-bearing deposits | 359,917,000 | 354,405,000 | 351,634,000 | 353,610,000 |
| Noninterest-bearing deposits | 70,300,000 | 72,452,000 | 76,107,000 | 77,949,000 |
| Equity capital | 57,791,000 | 58,952,000 | 59,400,000 | 57,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,771,000 | 7,536,000 | 11,466,000 | 15,378,000 |
| Interest expense | 479,000 | 1,010,000 | 1,594,000 | 2,197,000 |
| Net interest income | 3,292,000 | 6,526,000 | 9,872,000 | 13,181,000 |
| Noninterest income | 325,000 | 644,000 | 987,000 | 1,348,000 |
| Noninterest expense | 2,691,000 | 5,406,000 | 8,088,000 | 10,257,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 925,000 | 1,761,000 | 2,804,000 | 4,643,000 |
| Income tax | 203,000 | 377,000 | 605,000 | 1,790,000 |
| Net income | 722,000 | 1,384,000 | 2,199,000 | 2,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,892,000 | 56,266,000 | 57,110,000 | 56,568,000 |
| Total capital | 58,866,000 | 59,244,000 | 60,147,000 | 59,685,000 |
| Risk-weighted assets | 235,467,000 | 235,767,000 | 240,546,000 | 247,578,000 |