Call reports 2004
DAIRY STATE BANK — 2004
What DAIRY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 243,988,000 | 236,749,000 | 239,275,000 | 240,378,000 |
| Total loans | 110,644,000 | 112,642,000 | 118,677,000 | 115,010,000 |
| Allowance for loan losses | 1,484,000 | 1,510,000 | 1,521,000 | 1,551,000 |
| Securities available for sale | 126,016,000 | 115,692,000 | 112,891,000 | 113,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,586,000 | 210,096,000 | 209,488,000 | 213,287,000 |
| Interest-bearing deposits | 190,026,000 | 181,197,000 | 181,843,000 | 185,759,000 |
| Noninterest-bearing deposits | 24,560,000 | 28,899,000 | 27,645,000 | 27,528,000 |
| Equity capital | 22,600,000 | 20,814,000 | 22,754,000 | 21,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,756,000 | 5,524,000 | 8,318,000 | 11,186,000 |
| Interest expense | 1,066,000 | 2,083,000 | 3,098,000 | 4,145,000 |
| Net interest income | 1,690,000 | 3,441,000 | 5,220,000 | 7,041,000 |
| Noninterest income | 271,000 | 558,000 | 780,000 | 1,045,000 |
| Noninterest expense | 1,046,000 | 2,142,000 | 3,221,000 | 4,269,000 |
| Provision for loan losses | 27,000 | 54,000 | 82,000 | 125,000 |
| Pretax income | 927,000 | 1,906,000 | 2,807,000 | 3,804,000 |
| Income tax | 244,000 | 494,000 | 732,000 | 1,044,000 |
| Net income | 683,000 | 1,412,000 | 2,075,000 | 2,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,793,000 | 21,522,000 | 22,185,000 | 21,034,000 |
| Total capital | 22,277,000 | 23,032,000 | 23,706,000 | 22,585,000 |
| Risk-weighted assets | 132,224,000 | 130,529,000 | 134,058,000 | 130,871,000 |
Machine access — free, no API key
Every figure shown here about DAIRY STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.