Call reports 2026
CROSSROADS BANK — 2026
What CROSSROADS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 597,966,000 | 616,124,000 |
| Total loans | 449,984,000 | 456,192,000 |
| Allowance for loan losses | 5,956,000 | 6,033,000 |
| Securities available for sale | 102,598,000 | 101,547,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 533,357,000 | 548,779,000 |
| Interest-bearing deposits | 471,998,000 | 487,157,000 |
| Noninterest-bearing deposits | 61,359,000 | 61,622,000 |
| Equity capital | 50,433,000 | 52,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,123,000 | 14,631,000 |
| Interest expense | 2,422,000 | 4,977,000 |
| Net interest income | 4,701,000 | 9,654,000 |
| Noninterest income | 1,066,000 | 2,209,000 |
| Noninterest expense | 3,809,000 | 7,810,000 |
| Provision for loan losses | 75,000 | 157,000 |
| Pretax income | 1,876,000 | 3,834,000 |
| Income tax | 213,000 | 433,000 |
| Net income | 1,663,000 | 3,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 58,741,000 | 59,700,000 |
| Total capital | 64,337,000 | 65,065,000 |
| Risk-weighted assets | 447,270,000 | 428,420,000 |
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