Call reports 2024
CROSSROADS BANK — 2024
What CROSSROADS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 557,268,000 | 568,012,000 | 577,880,000 | 580,322,000 |
| Total loans | 416,170,000 | 417,965,000 | 424,337,000 | 428,086,000 |
| Allowance for loan losses | 5,366,000 | 5,564,000 | 5,510,000 | 5,574,000 |
| Securities available for sale | 107,186,000 | 106,179,000 | 108,193,000 | 105,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 504,187,000 | 520,782,000 | 528,551,000 | 532,336,000 |
| Interest-bearing deposits | 447,525,000 | 467,636,000 | 469,360,000 | 477,154,000 |
| Noninterest-bearing deposits | 56,662,000 | 53,146,000 | 59,191,000 | 55,182,000 |
| Equity capital | 42,677,000 | 43,241,000 | 45,478,000 | 44,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,388,000 | 13,039,000 | 19,924,000 | 26,850,000 |
| Interest expense | 2,812,000 | 5,772,000 | 8,860,000 | 11,762,000 |
| Net interest income | 3,576,000 | 7,267,000 | 11,064,000 | 15,088,000 |
| Noninterest income | 876,000 | 1,822,000 | 2,921,000 | 3,986,000 |
| Noninterest expense | 3,456,000 | 6,931,000 | 10,467,000 | 13,888,000 |
| Provision for loan losses | 0 | 27,000 | 27,000 | 102,000 |
| Pretax income | 995,000 | 2,143,000 | 3,511,000 | 5,108,000 |
| Income tax | 75,000 | 115,000 | 239,000 | 400,000 |
| Net income | 920,000 | 2,028,000 | 3,272,000 | 4,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,891,000 | 53,062,000 | 53,327,000 | 54,209,000 |
| Total capital | 56,873,000 | 58,062,000 | 58,374,000 | — |
| Risk-weighted assets | 398,088,000 | 399,411,000 | 403,264,000 | — |
Machine access — free, no API key
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