Call reports 2022
CROSSROADS BANK — 2022
What CROSSROADS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 533,390,000 | 534,893,000 | 527,719,000 | 538,484,000 |
| Total loans | 329,211,000 | 340,262,000 | 372,110,000 | 378,993,000 |
| Allowance for loan losses | 4,204,000 | 4,342,000 | 4,625,000 | 4,722,000 |
| Securities available for sale | 112,747,000 | 115,717,000 | 114,237,000 | 117,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,091,000 | 491,727,000 | 487,144,000 | 492,977,000 |
| Interest-bearing deposits | 422,014,000 | 429,019,000 | 425,494,000 | 422,703,000 |
| Noninterest-bearing deposits | 63,077,000 | 62,708,000 | 61,650,000 | 70,274,000 |
| Equity capital | 44,620,000 | 40,951,000 | 37,860,000 | 39,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,105,000 | 8,597,000 | 13,551,000 | 18,884,000 |
| Interest expense | 320,000 | 706,000 | 1,254,000 | 2,303,000 |
| Net interest income | 3,785,000 | 7,891,000 | 12,297,000 | 16,581,000 |
| Noninterest income | 964,000 | 1,870,000 | 2,716,000 | 3,614,000 |
| Noninterest expense | 3,152,000 | 6,223,000 | 9,263,000 | 12,531,000 |
| Provision for loan losses | 75,000 | 275,000 | 575,000 | 675,000 |
| Pretax income | 1,518,000 | 3,250,000 | 5,163,000 | 6,975,000 |
| Income tax | 135,000 | 343,000 | 630,000 | 920,000 |
| Net income | 1,383,000 | 2,907,000 | 4,533,000 | 6,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,777,000 | 47,702,000 | 48,700,000 | 49,621,000 |
| Total capital | 50,981,000 | 52,044,000 | 53,325,000 | 54,343,000 |
| Risk-weighted assets | 361,411,000 | 376,775,000 | 405,625,000 | 409,553,000 |
Machine access — free, no API key
Every figure shown here about CROSSROADS BANK — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.