Call reports 2025
MURPHY BANK — 2025
What MURPHY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 351,951,000 | 358,468,000 | 360,838,000 | 365,328,000 |
| Total loans | 299,673,000 | 305,794,000 | 306,785,000 | 306,287,000 |
| Allowance for loan losses | 3,968,000 | 4,035,000 | 4,042,000 | 3,947,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,379,000 | 295,417,000 | 296,485,000 | 304,222,000 |
| Interest-bearing deposits | 283,263,000 | 292,230,000 | 293,148,000 | 301,733,000 |
| Noninterest-bearing deposits | 2,116,000 | 3,187,000 | 3,337,000 | 2,489,000 |
| Equity capital | 51,360,000 | 51,874,000 | 53,023,000 | 53,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,477,000 | 13,316,000 | 20,315,000 | 27,350,000 |
| Interest expense | 2,933,000 | 5,832,000 | 8,625,000 | 11,369,000 |
| Net interest income | 3,544,000 | 7,484,000 | 11,690,000 | 15,981,000 |
| Noninterest income | 111,000 | 232,000 | 432,000 | 581,000 |
| Noninterest expense | 2,058,000 | 4,149,000 | 6,247,000 | 8,536,000 |
| Provision for loan losses | 18,000 | 201,000 | 358,000 | 683,000 |
| Pretax income | 1,579,000 | 3,367,000 | 5,518,000 | 7,340,000 |
| Income tax | 55,000 | 116,000 | 191,000 | 247,000 |
| Net income | 1,524,000 | 3,251,000 | 5,327,000 | 7,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,360,000 | 51,874,000 | 53,022,000 | 53,593,000 |