Call reports 2024
MURPHY BANK — 2024
What MURPHY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 370,986,000 | 364,464,000 | 364,539,000 | 356,402,000 |
| Total loans | 311,927,000 | 309,942,000 | 306,513,000 | 303,430,000 |
| Allowance for loan losses | 3,998,000 | 3,938,000 | 3,952,000 | 3,919,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,121,000 | 300,559,000 | 299,901,000 | 292,089,000 |
| Interest-bearing deposits | 302,146,000 | 297,265,000 | 297,515,000 | 290,018,000 |
| Noninterest-bearing deposits | 1,975,000 | 3,294,000 | 2,386,000 | 2,071,000 |
| Equity capital | 48,763,000 | 49,448,000 | 50,129,000 | 50,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,354,000 | 12,921,000 | 19,569,000 | 26,349,000 |
| Interest expense | 3,131,000 | 6,315,000 | 9,564,000 | 12,730,000 |
| Net interest income | 3,223,000 | 6,606,000 | 10,005,000 | 13,619,000 |
| Noninterest income | 92,000 | 201,000 | 321,000 | 453,000 |
| Noninterest expense | 2,024,000 | 4,050,000 | 6,062,000 | 8,277,000 |
| Provision for loan losses | 12,000 | 49,000 | 67,000 | 90,000 |
| Pretax income | 1,281,000 | 2,711,000 | 4,207,000 | 5,715,000 |
| Income tax | 44,000 | 93,000 | 145,000 | 203,000 |
| Net income | 1,237,000 | 2,618,000 | 4,062,000 | 5,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,762,000 | 49,448,000 | 50,129,000 | 50,730,000 |